My husband Rodney and I started this journey at the beginning of this year. We are building a Rome in the Fairwood Community. I want to detail our journey as well as hear from everyone about their journey. Plus we can all use each other as a resource. When we sign our life away they promise us the world so we will see.
Thursday, October 11, 2012
Homeowner's Insurance
I'm shopping around for homeowner's insurance. Any recommendations? Suggestions? Excellent customer service?
We've called a couple. State Farm was highest. Actually almost double from the estimate we got from the Ryan Home preferred insurance company. And the coverage was nearly identical. American Family is who we have now and they have been amazing. We had a pipe leak a few years ago that caused a corner of wood flooring to bubble up and without any problems, they paid to replace entire main level flooring so it would all be the same. I am waiting ti hear back on their estimate for new house. If reasonable, I will choose them again!
@Catherine Thanks for sharing American Family! I will give them a call
We received a quote from Westwood and I did not plan to do a comparison but I will not. I am surprised I hadn't thought to do so until now. Thanks for putting the question out there, Sharon!
Thanks for the info Catherine. I've gotten several estimates but I want one who will give us all the coverage we need and be there for us when we need them. I'm so tired of companies who claim they provide excellent customer service and care about their customers.
Great question......I have been wondering the same thing...I also had State Farm and just got a quote...and Wooo Mama, super high...stay clear of State Farm, I got a decent quote from Travelers Insurance...but I will try Ryan too this week...Ill let you guys know
I have gotten a quote from two separate State Farm agents. They are both more expensive than any other quote. The funny thing is that there was a tremendous difference in both State Farm quotes. Now that's funny! I haven't tried Travelers. I got a decent quote from Liberty Mutual (through GEICO)
Be careful everyone.....I guess I just never trust business's first answer, I called Westwood after contacting others, they quoted me $100 more a year than the quote I got from Travelers, when I told them that, they informed me that they have the best rates, I politely said well I would be silly to use you when I compared Apples to Apples with the same co...Travelers...why pay MORE..........Low and behold she looked it up AGAIN and come up with a quote $167 LESS and with combined auto....$224 less a year from the originally quote in our conversation....I got a killer deal and took it....Never accept first quote....I believe insurance can be negotiated a little bit...West wood has given me outstanding customer service but just wonder why the came down in price so much for the same exact policy.....i'll never understand insurance...
It has been 8 years with Westwood insurance, how has the service been? Have their rates gone up drastically over the years? We have a quote from Westwood and may go with them.
I have been with State Farm for almost 20 years. I have had everything from Homeowners, Renters, Car and Business insurance with them. They are always taken care of everything and have been a dream to work with. Always factor in cost but also factor in how much it is worth to you to have a claim filed quickly and for top dollar.
We've called a couple. State Farm was highest. Actually almost double from the estimate we got from the Ryan Home preferred insurance company. And the coverage was nearly identical. American Family is who we have now and they have been amazing. We had a pipe leak a few years ago that caused a corner of wood flooring to bubble up and without any problems, they paid to replace entire main level flooring so it would all be the same. I am waiting ti hear back on their estimate for new house. If reasonable, I will choose them again!
ReplyDelete@Catherine Thanks for sharing American Family! I will give them a call
ReplyDeleteWe received a quote from Westwood and I did not plan to do a comparison but I will not. I am surprised I hadn't thought to do so until now. Thanks for putting the question out there, Sharon!
Thanks for the info Catherine. I've gotten several estimates but I want one who will give us all the coverage we need and be there for us when we need them. I'm so tired of companies who claim they provide excellent customer service and care about their customers.
ReplyDeleteCatherine what region are you in?
ReplyDeleteGreat question......I have been wondering the same thing...I also had State Farm and just got a quote...and Wooo Mama, super high...stay clear of State Farm, I got a decent quote from Travelers Insurance...but I will try Ryan too this week...Ill let you guys know
ReplyDeleteI have gotten a quote from two separate State Farm agents. They are both more expensive than any other quote. The funny thing is that there was a tremendous difference in both State Farm quotes. Now that's funny! I haven't tried Travelers. I got a decent quote from Liberty Mutual (through GEICO)
ReplyDeleteThinking about going to Allstate (Virginia). You get 40% off your home if you have auto with them.
ReplyDeleteBe careful everyone.....I guess I just never trust business's first answer, I called Westwood after contacting others, they quoted me $100 more a year than the quote I got from Travelers, when I told them that, they informed me that they have the best rates, I politely said well I would be silly to use you when I compared Apples to Apples with the same co...Travelers...why pay MORE..........Low and behold she looked it up AGAIN and come up with a quote $167 LESS and with combined auto....$224 less a year from the originally quote in our conversation....I got a killer deal and took it....Never accept first quote....I believe insurance can be negotiated a little bit...West wood has given me outstanding customer service but just wonder why the came down in price so much for the same exact policy.....i'll never understand insurance...
ReplyDeleteThat means you shouldn't trust them!
DeleteThat means you shouldn't trust them!
DeleteIt has been 8 years with Westwood insurance, how has the service been? Have their rates gone up drastically over the years? We have a quote from Westwood and may go with them.
DeleteI have been with State Farm for almost 20 years. I have had everything from Homeowners, Renters, Car and Business insurance with them. They are always taken care of everything and have been a dream to work with. Always factor in cost but also factor in how much it is worth to you to have a claim filed quickly and for top dollar.
ReplyDeletehttp://romeiswheretheheartis.wordpress.com/